Total Disability May Not Mean What You Think It Means

When you suffer a condition that leaves you unable to work, you may qualify to receive 50 to 80 percent of your pre-disability income on a monthly basis. What you believe qualifies you for total disability payments and what your insurer actually thinks can be two completely different things, however. Here's how insurers typically define total disability and what you can do to ensure you meet those definitions and avoid having your benefits reduced or your claim denied altogether. Read More 

Worried About Your Immigration Status Now That DACA Is Being Repealed? 4 Steps To Take To Avoid Deportation

Now that the Dreamers Act, or DACA, is about to be repealed, many people are worried about immediate deportation. While this is a serious threat, it's important to know that there are ways around deportation. Most importantly, don't panic. Instead educate yourself on how to fight deportation and win. Here are four steps you should take if you're summoned to appear in immigration court, or if you're detained on an immigration hold. Read More 

Laws For Parents: How Can You Be Responsible For Unlawful Acts By Kids?

For those who are parents, it would seem obvious that you are responsible for your kids. That can also include being responsible for actions they take to do damage to property or others. Some states have parental responsibility laws in place that will hold parents fully responsible for things that children do if they cause damage or harm. The following are some things all parents need to know about parental responsibility laws: Read More 

Where There’s A Will There’s A Way: 3 Reasons You Need To Have A Will

When it comes to your future, and the future of your family, a will is one of the most important pieces of paper you can have. Dying intestate – without a will – can lead to serious complications for your loved ones. An active will is your way of telling the state, and everyone else, exactly what you want to have happen to your assets. If you don't have a will, it's up to the courts to determine how your assets are divided. Read More 

What Happens When Accommodations Do Not Apply To Everyone?

No matter what type of company you own, there are essential functions that pertain to each job within the company. These are normally described as the job duties or responsibilities. But what happens when your employees are unable, or even unwilling, to perform a function of the job that you feel is reasonable, based on the fact that it violates your moral or religious beliefs? Can your employees ask you to make reasonable accommodations pertaining to that job duty? Read More